Pricing

Priced to the merchants you underwrite.

Volume-based plans for every stage — from a first pilot to portfolio-wide monitoring. Every plan is provisioned manually and runs in shadow mode.

Pricing

Volume-
based.

Nautilus spiral of luminous data points
01

Starter Pilot

For small ISOs or early pilot users

Volume-based
  • Manual provisioning
  • Limited monthly merchant reviews
  • Core coherence score
  • Reason-code report
  • Basic dashboard
  • Email support
Request pilot access
Most Popular
02

Professional Underwriting

For active ISOs and underwriters

Volume-based
  • Higher monthly volume
  • Advanced signal modules
  • Document metadata analysis
  • MCC plausibility
  • Domain & public-footprint review
  • Processing-history inference
  • Exportable PDF reports
Request access
03

Portfolio Intelligence

For teams monitoring boarded merchants

Volume-based
  • Portfolio CSV upload
  • Batch scoring
  • Drift monitoring
  • MCC drift alerts
  • Website / category change detection
  • Risk trend summaries
  • Prioritized review queue
Discuss portfolio review
Manually provisioned after reviewShadow mode — advisory onlyEnterprise / Acquirer plans available
Contact founder for enterprise
Enterprise / Acquirer

For banks, acquirers, large PayFacs, and strategic partners.

  • API access
  • Custom rules
  • Private deployment options
  • Compliance review support
  • Custom signal integrations
  • SLA / support

How access works

Request access->Manual review->Provisioned account->Usage-limited pilot->Merchant review & portfolio intelligence->Reason-coded reports

Outputs are advisory and designed to supplement, not replace, underwriting judgment.

Frequently asked.

How is Ultiwrite priced?

Pricing is volume-based and tied to the number of merchant applications you score each month. Plans scale from small pilot volumes up to enterprise and acquirer-level throughput.

Is there a free trial?

We run structured pilots rather than open self-serve trials. Access is provisioned manually after a short review of your use case and volume.

Does Ultiwrite make the boarding decision?

No. Ultiwrite operates in shadow mode — it returns coherence scores, reason codes, and recommendations. Your underwriter always makes the final approve or decline decision.

Do you offer enterprise or acquirer plans?

Yes. Processors, acquirers, and sponsor banks with high volume or portfolio-monitoring needs should contact the founder directly for a tailored plan.

Can I score a whole portfolio at once?

Portfolio Intelligence supports CSV upload and batch scoring across boarded merchants, with drift monitoring and a prioritized review queue.